Earn interest with daily payouts and no lock-ups.
Earn more interest for longer periods of up to 12 months.
Earn high yield while buying low and selling high.
Swap over 100 digital assets with just a tap.
Borrow funds without selling your digital assets.
Capitalize on uptrends & downtrends with perpetuals.
Spend while earning interest and receiving cashback.
Create a corporate account for your business or family office.
Customize Ritchi’s solutions to fit your business’ needs.
Allow your clients to pay with crypto.
Leverage an all-in-one solution for institutional investors.
Get the funding your business needs to thrive.
Learn more about our values, mission, and what defines us as a company.
Stay up to date with the latest from Godex and the crypto world.
Discover Godex’s fundamentals-first approach to custody, compliance, and more.
Browse hundreds of helpful articles about Godex’s products.
Enjoy exclusive privileges and better rates with the Ritchi Loyalty Program.
As the key to unlocking exclusive benefits and our best rates, the NEXO Token gives you the flexibility to do more with your digital assets.
The amount of NEXO Tokens you hold against the rest of your portfolio places you into one of our Loyalty Tiers. The higher the percentage of NEXO Tokens you hold, the better terms you can enjoy.
savings rate on your digital assets
annual interest on your Credit Line
crypto cashback per transaction
crypto cashback when spending
Free withdrawals on 15+ networks
1 Free
Withdrawal per month to a bank account or via BTC, ETH, TIA, or BSC networks
Stay up-to-date with real-time analytics on major market changes.
For substantial amounts, our relationship managers can assist you with an OTC purchase. Alternatively, you can use the Ritchi Exchange to buy NEXO Tokens.
Creating your Ritchi account is quick and straightforward.
Simply sign up, confirm your email, and complete a fast identity check. Once verified, you’ll be ready to start building wealth with Ritchi.
You can learn about the process in detail here.
After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Ritchi app, and maintain an account balance above $5,000 worth of digital assets. Once that’s done, you’ll be earning daily interest on your digital assets with our Flexible Savings offering.
To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Ritchi account.
Ritchi offers over 100 cryptocurrencies, including Bitcoin, Ethereum,
Solana, and USDC—all accessible through flexible payment options.
Choose between Apple Pay, Google Pay, bank transfers, or bank
cards, and purchase digital assets in the way that suits you best.
View the full list of assets here.
Once you buy or top up crypto, you can immediately access your
Credit Line to borrow funds—either sent to your bank account
or your Ritchi account in the form of stablecoins.
Visit our Help Center for more detailed information.
All or part of the Ritchi.Guru Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Ritchi.Guru Platform and in the relevant general terms and conditions. While the nature of digital assets is unique, and when considering digital assets in the context of wealth enhancement, any such reference is for a general understanding of Ritchi.Guru’s offerings. Materials related to Ritchi.Guru’s services should not be treated as a guarantee of future results or as financial advice. When terms such as “up to” or “from” are used to denote limits, achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of certain criteria and requirements that may not be attainable by all clients. Тhis material is for general information purposes only and is not intended to provide and should not be relied on for tax, legal or accounting advice. You should consult a qualified professional, as this material is not tailored to your specific circumstances. When referencing digital assets as potential investments, any similarities with the traditional concept of investments are entirely circumstantial, therefore any parallels between them should not be interpreted as deliberate or intended. Assets under management figure last updated on January, 2025.
On BTC
On ETH
On NEXO
On USDT
On SOL
On GBPx
On USDx
On EURx