Next-gen wealth, powered by innovation and legacy.

Stay on top of your goals with digital assets.

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4.9

1K+ reviews

Official partner

Build your portfolio from a single app, designed for the forward-thinking investor.

Grow your savings

Open an account and earn up to 16% annually on your digital assets.

Manage your assets

Exchange over 100 assets and unlock liquidity with a crypto-backed Credit Line.

Spend anywhere

Open an account and earn up to 16% annually on your digital assets.

Enjoy exclusive benefits with the Ritchi Loyalty Program.

Join Ritchi’s Loyalty Program with an account balance above $5,000. Enjoy daily interest earnings, lower borrow rates, crypto cashback on purchases, and many more premium benefits.

Fund your account effortlessly.

Add funds via bank transfers under your name, or choose from simple alternatives that match your needs.

Your personal USD, EUR, and GBP accounts on Ritchi help you prevent blocked or delayed transactions that banks can impose on third-party transfers. Adding funds is fee-free for EUR and GBP transfers, and USD amounts over $5,000.

Receive crypto from external platforms or wallets across 20+ blockchain networks like Ethereum, Solana, and Tron.

Wealth solutions for family offices, corporates, and private clients.

Bespoke services for your private wealth

Accounts above $100,000 unlock access to a dedicated relationship manager, exclusive OTC services, custom terms, and rates.

Build your company’s digital asset portfolio

Grow your business through Ritchi’s OTC borrowing, lending, and trading desk with assistance from a dedicated relationship manager.

Strong fundamentals support your assets.

We put our clients first by providing a robust infrastructure, designed to sustain your long-term wealth growth.

$320+ billion

in transaction volume and collateralized credit issued

150+

jurisdictions worldwide

$1+ billion

in interest paid

Serving clients since 2020.

Individuals, businesses, and institutions rely on us to help grow their digital asset portfolios.

Johny D

Business Owner

"No matter the time zone, Ritchi’s team has always been very accessible and has helped me understand their unique products, helping me in my decision-making process."

Andrew

Founder & Chairman of a Property Development Group

“My relationship manager has brought a unique focus to the business angle of crypto investments, understanding the importance of strategic movement and timing. In the fast-paced world of cryptocurrency, having established relationships is invaluable.”

Oleg

Entrepreneur

“After four successful years with Ritchi, we made the bold decision to shift our entire family balance sheet into the crypto world and on Ritchi. We believe that crypto and Ritchi are here to stay for many years to come, and we already view Ritchi as the “Amazon of finance”, seamlessly bridging the worlds of fiat and crypto.”

Rudolf G.

Entrepreneur

“Although the whole crypto space was really unknown to me, I trusted Ritchi. Now, after 6 years of being a client, I can truly say Ritchi is a serious and trustworthy company that cares about its customers and helps to enhance my investments.”

Radio S.

Entrepreneur

“From the moment I joined Ritchi, I felt the impact of their commitment to customer service and innovation. The seamless transactions, the variety of products, and the ease of managing my crypto assets have contributed significantly to the growth of my wealth. Ritchi’s platform is intuitive, reliable, and has become an integral part of my strategy.”

Awards and recognitions.

Our dedicated team is available seven days a week to provide personal assistance.

“I’m planning to move more coins to Ritchi because I feel much safer there. Honestly, safer than a cold wallet. I could lose my cold wallet, my apartment could burn down, but Ritchi is securing my coins all day long with a highly skilled personnel that is aware of the latest threats.”

“My inquiry was resolved promptly, allowing me to get back to my busy workday. The experience reassured me that I can rely on Ritchi’s professionalism whenever I need support.”

“Reliable customer support with a personable touch on all levels. I’ve dealt with an abundance of teams internationally and I’m still awe struck at the level of support I’ve experienced with Ritchi.”

“I have been a Ritchi user for 4 years by now. The interaction with the platform remained always very good and the customer support was prompt and efficient throughout.”

“Their customer service was courteous, patient and helpful. The issues I had were eventually resolved. I am impressed with the level of security they employ and am pleased to have an account with them.”

“I recently experienced a personal emergency and reached out to Ritchi’s support team for assistance. I was incredibly impressed by their prompt and compassionate response.”

Frequently asked questions.

How can I create an account on Ritchi?

Creating your Ritchi account is quick and straightforward.

Simply sign up, confirm your email, and complete a fast identity check. Once verified, you’ll be ready to start building wealth with Ritchi.

You can learn about the process in detail here.

How do I start earning interest?

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Ritchi app, and maintain an account balance above $5,000 worth of digital assets. Once that’s done, you’ll be earning daily interest on your digital assets with our Flexible Savings offering.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Ritchi account.

What cryptocurrencies can I buy and hold on Ritchi?

Ritchi offers over 100 cryptocurrencies, including Bitcoin, Ethereum,
Solana, and USDC—all accessible through flexible payment options.

Choose between Apple Pay, Google Pay, bank transfers, or bank
cards, and purchase digital assets in the way that suits you best.

View the full list of assets here.

How can I open a Credit Line against my digital assets?

Once you buy or top up crypto, you can immediately access your
Credit Line to borrow funds—either sent to your bank account
or your Ritchi account in the form of stablecoins.

Visit our Help Center for more detailed information.

Driving the next generation of wealth.

Ritchi is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

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Grow your savings

Manage your assets

Spend anywhere

Grow your business

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Driving the next generation of wealth

Next-gen wealth, powered by innovation and legacy.

Build your portfolio from a single app, designed for the forward-thinking investor.

Enjoy exclusive benefits with the Ritchi Loyalty Program.

Fund your account effortlessly.

Seamless crypto transfers

Crypto-friendly bank transfers

Instant and local payment solutions