Buy USD Coin.

Purchase USDC in a few taps. Buy with a credit, debit card or bank transfer.

USD Coin (USDC) price performance.

The current USD Coin price is $1.00 as in the last 24 hours its value has changed by -0.00%. USD Coin ranks number 7 in terms of market capitalization. USD Coin is a decentralized currency, which means you can buy, sell, and exchange it without having to rely on traditional monetary systems.

What is USDC?

USD Coin (USDC) is a digital dollar backed by highly liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars. The goal is simple: to provide a reliable digital currency that avoids the price swings you often see with other cryptocurrencies.

USDC was launched in 2018 by the Centre Consortium, a partnership between Circle and Coinbase. Circle’s founders, Jeremy Allaire and Sean Neville, had a clear vision — to create a more open and accessible financial system using blockchain technology.

When it first launched, USDC was built on Ethereum as an ERC-20 token. Over time, it expanded to other blockchains like Solana and Algorand, giving users more flexibility across different networks.

The main appeal of USDC is its stability. Unlike many cryptocurrencies, which can be highly volatile, USDC is designed for consistency. It’s widely used for payments, trading, and decentralized finance (DeFi) applications where stability is key.

Circle publishes regular reports showing the reserves backing USDC. After the Centre Consortium dissolved in 2023, Circle took full control of USDC operations and continued to manage its supply by minting or burning tokens as needed. Circle manages USDC with a strong focus on transparency and compliance.

Optimize the value of your USD Coin.

Exchange

Swap assets for ETH with fixed price execution on Ritchi’s crypto exchange.

Credit Line

Borrow funds from 2.9% interest without selling any of your USD Coin.

Ritchi Card

Spend your funds on Credit and Debit Mode from a single card and earn interest on your spendable balance.

Send USD Coin

Make free USD Coin transfers to your family or friends as long as they have a Ritchi account.

Purchase USDC in 3 steps.

After verifying your account:

1. Select an asset

Click on the “Buy” button on your Dashboard and select the desired asset.

2. Enter an amount

Select the amount you want to buy and choose your payment method.

3. Complete the purchase

Preview your transaction details, and confirm the purchase. It's that easy!

Why choose Ritchi to buy USD Coin?

Buy seamlessly

Purchase USDC with card or bank transfer and get crypto cashback.

Optimal pricing

Get competitive rates across top 10 exchanges.

Peace of mind

Benefit from robust infrastructure built for long-term stability.

Earn Interest

Hit your long-term targets with up to 7% interest, while maintaining the value of your assets through consistent, compounding returns.

Find answers to all your questions about USD Coin.

Creating your Ritchi account is quick and straightforward.

Simply sign up, confirm your email, and complete a fast identity check. Once verified, you’ll be ready to start building wealth with Ritchi.

You can learn about the process in detail here.

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Ritchi app, and maintain an account balance above $5,000 worth of digital assets. Once that’s done, you’ll be earning daily interest on your digital assets with our Flexible Savings offering.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Ritchi account.

Ritchi offers over 100 cryptocurrencies, including Bitcoin, Ethereum,
Solana, and USDC—all accessible through flexible payment options.

Choose between Apple Pay, Google Pay, bank transfers, or bank
cards, and purchase digital assets in the way that suits you best.

View the full list of assets here.

Once you buy or top up crypto, you can immediately access your
Credit Line to borrow funds—either sent to your bank account
or your Ritchi account in the form of stablecoins.

Visit our Help Center for more detailed information.

Driving the next generation of wealth.

Ritchi is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.
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Earn daily compound interest on your digital assets.

Earn our highest rates for longer periods.

Spend while earning on your available balances.

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Grow your savings

Let your assets work passively or use active strategies for high-yield returns.

Earn daily compound interest with Flexible Savings

Build your wealth with daily compound interest while keeping your funds available anytime.

Earn higher rates for longer with Fixed-term Savings

Earn more for a specific time period and achieve your long-term savings goals.

Earn high yield with
 Dual Investment

Use short or mid-term strategies to buy low and sell high. Earn yield while waiting for your target buy or sell conditions to be met.

Our annual savings rates for supported digital assets.

Up to 7%

On BTC

Up to 8%

On ETH

Up to 12%

On NEXO

Up to 16%

On USDT

Up to 8%

On SOL

Up to 15%

On GBPx

Up to 15%

On USDx

Up to 15%

On EURx