Earn interest with daily payouts and no lock-ups.
Earn more interest for longer periods of up to 12 months.
Earn high yield while buying low and selling high.
Swap over 100 digital assets with just a tap.
Borrow funds without selling your digital assets.
Capitalize on uptrends & downtrends with perpetuals.
Spend while earning interest and receiving cashback.
Create a corporate account for your business or family office.
Customize Ritchi’s solutions to fit your business’ needs.
Allow your clients to pay with crypto.
Leverage an all-in-one solution for institutional investors.
Get the funding your business needs to thrive.
Learn more about our values, mission, and what defines us as a company.
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Discover Godex’s fundamentals-first approach to custody, compliance, and more.
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since 2020
client care 24/7
$11+ billion
Imagine a world where your wealth moves as fast as you do. Where opportunities don’t sleep, and neither do your assets. This is the future Ritchi is building.
Blockchain applications and digital assets change the fundamentals of how we invest, save, and grow our financial resources. At Ritchi, we recognize this evolution goes hand-in-hand with shifting lifestyles and expectations. We blend cutting-edge blockchain technology with time-tested financial principles, offering a platform where your assets can truly work for you.
Welcome to the new era of wealth building. Powered by blockchain, shaped by you.
Wealth forward.
At Ritchi, we don’t just understand digital assets – we see their wealth-building power.
We merge the disruptive power of blockchain with decades of experience in finance.
Our products open up a new niche in wealth creation, preservation, and utilization.
It’s easy for you to tap into the benefits of digital assets, even if you are new to the space.
We’ve built Ritchi on four rock-solid foundations. These guiding principles shape every decision we make, ensuring you get the right tools and support you need to thrive in digital finance.
You deserve to build your wealth with confidence. Both our finances and security systems are built for long-term stability regardless of market conditions. By partnering with top-tier custody providers and continuously upgrading our defenses, we stay ahead of the evolving landscape.
We believe that exceptional client care is the foundation of lasting relationships, which is why millions worldwide trust us. Our dedicated, 24/7 Client Care team provides personalized service that goes beyond the standard.
From its inception, Ritchi has focused on long-term wealth creation, evolving from crypto-backed loans to comprehensive solutions that preserve value. We continuously innovate and refine our offering with a focus on generating sustainable results that stand the test of time.
Bitcoin triggered a shift in how wealth is generated and preserved. Prosperity in the 21st century will be defined by such novel ideas and transparent technologies. At Ritchi, pioneering is what we do. From automated lending to crypto-backed cards, we consistently lead the innovation charge.
In the early days of crypto, we saw a gap: digital asset holders had value, but limited ways to use it. This insight led to the birth of Ritchi’s crypto-backed credit line – our first groundbreaking product – which kickstarted our journey of building innovative digital asset solutions.
Today, the opportunity to build wealth is not reserved for a select few. Ritchi presents accessible and innovative digital asset solutions.
At Ritchi, we believe true innovation thrives through collaboration. We are proud to be part of a wider ecosystem of forward-thinking organizations.
These alliances help us stay at the forefront of best practices, regulatory developments, and emerging technologies. Together, we're building a more robust and trustworthy digital finance landscape.
From cutting-edge security firms to innovative fintech companies. When you choose Ritchi, you're benefiting from the collective wisdom of an entire network of pioneers.
Catch up on product developments and the latest in digital finance. Get expert analysis on the evolving crypto landscape.
All or part of the Ritchi.Guru Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Ritchi.Guru Platform and in the relevant general terms and conditions. While the nature of digital assets is unique, and when considering digital assets in the context of wealth enhancement, any such reference is for a general understanding of Ritchi.Guru’s offerings. Materials related to Ritchi.Guru’s services should not be treated as a guarantee of future results or as financial advice. When terms such as “up to” or “from” are used to denote limits, achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of certain criteria and requirements that may not be attainable by all clients. Тhis material is for general information purposes only and is not intended to provide and should not be relied on for tax, legal or accounting advice. You should consult a qualified professional, as this material is not tailored to your specific circumstances. When referencing digital assets as potential investments, any similarities with the traditional concept of investments are entirely circumstantial, therefore any parallels between them should not be interpreted as deliberate or intended. Assets under management figure last updated on January, 2025.
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