Earn interest with daily payouts and no lock-ups.
Earn more interest for longer periods of up to 12 months.
Earn high yield while buying low and selling high.
Swap over 100 digital assets with just a tap.
Borrow funds without selling your digital assets.
Capitalize on uptrends & downtrends with perpetuals.
Spend while earning interest and receiving cashback.
Create a corporate account for your business or family office.
Customize Ritchi’s solutions to fit your business’ needs.
Allow your clients to pay with crypto.
Leverage an all-in-one solution for institutional investors.
Get the funding your business needs to thrive.
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Purchase USDT in a few taps. Buy with a credit, debit card or bank transfer.
The current Tether price is $1.00 as in the last 24 hours its value has changed by 0.01%. Tether ranks number 3 in terms of market capitalization. Tether is a decentralized currency, which means you can buy, sell, and exchange it without having to rely on traditional monetary systems.
Tether (USDT) is one of the most widely used stablecoins, designed to maintain a 1:1 value with the U.S. dollar. Launched in 2014, USDT combines the speed of cryptocurrencies with the stability of fiat currency, making it a preferred digital asset for trading, payments, and cross-border transfers.
Unlike most cryptocurrencies, USDT is pegged to the U.S. dollar, helping users avoid market volatility. It operates on multiple blockchains, including Ethereum, Tron, Solana, BNB Chain, and Algorand, ensuring broad accessibility and fast transactions with varying fee structures.
Traders often use USDT as a stable store of value, allowing them to move funds between crypto assets without converting back to traditional cash. Beyond trading, USDT is widely adopted for global payments, remittances, and digital commerce, offering a fast and cost-effective alternative to bank transfers.
Tether issues USDT and backs it with reserves composed of cash, cash equivalents, and other assets. Despite ongoing discussions about transparency, USDT remains the largest stablecoin by market capitalization, playing a critical role in the crypto ecosystem.
With growing adoption across exchanges, businesses, and payment platforms, USDT continues to be a key bridge between traditional finance and the digital economy.
Swap assets for ETH with fixed price execution on Ritchi’s crypto exchange.
Borrow funds from 2.9% interest without selling any of your Ethereum.
Spend your funds on Credit and Debit Mode from a single card and earn interest on your spendable balance.
Make free Tether transfers to your family or friends as long as they have a Ritchi account.
Purchase BTC with card or bank transfer and get crypto cashback.
Get competitive rates across top 10 exchanges.
Benefit from robust infrastructure built for long-term stability.
Hit your long-term targets with up to 7% interest, while maintaining the value of your assets through consistent, compounding returns.
Creating your Ritchi account is quick and straightforward.
Simply sign up, confirm your email, and complete a fast identity check. Once verified, you’ll be ready to start building wealth with Ritchi.
You can learn about the process in detail here.
After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Ritchi app, and maintain an account balance above $5,000 worth of digital assets. Once that’s done, you’ll be earning daily interest on your digital assets with our Flexible Savings offering.
To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Ritchi account.
Ritchi offers over 100 cryptocurrencies, including Bitcoin, Ethereum,
Solana, and USDC—all accessible through flexible payment options.
Choose between Apple Pay, Google Pay, bank transfers, or bank
cards, and purchase digital assets in the way that suits you best.
View the full list of assets here.
Once you buy or top up crypto, you can immediately access your
Credit Line to borrow funds—either sent to your bank account
or your Ritchi account in the form of stablecoins.
Visit our Help Center for more detailed information.
All or part of the Ritchi.Guru Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Ritchi.Guru Platform and in the relevant general terms and conditions. While the nature of digital assets is unique, and when considering digital assets in the context of wealth enhancement, any such reference is for a general understanding of Ritchi.Guru’s offerings. Materials related to Ritchi.Guru’s services should not be treated as a guarantee of future results or as financial advice. When terms such as “up to” or “from” are used to denote limits, achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of certain criteria and requirements that may not be attainable by all clients. Тhis material is for general information purposes only and is not intended to provide and should not be relied on for tax, legal or accounting advice. You should consult a qualified professional, as this material is not tailored to your specific circumstances. When referencing digital assets as potential investments, any similarities with the traditional concept of investments are entirely circumstantial, therefore any parallels between them should not be interpreted as deliberate or intended. Assets under management figure last updated on January, 2025.
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